.
how do i raise my credit score

How Do I Raise My Credit Score so I can Buy A
So Cal Home?

Almost anyone can buy a So Cal Home by working for a couple of years and paying their bills on time. Of course there is a little more to it.
To raise your credit score enough to buy a So Cal Home you must first have 3 lines of credit. A few credit cards ( not debit cards ) or A credit card a student loan, and a auto loan. ( Never buy a car on credit if you know you are about to purchase a home. ) Top tip for raising your credit score. Lets say you have a 5,000 credit limit and you owe 3,000. This is a 60% of max credit as 3,000 is 60% of 5,000. When you go over 30% of credit, per card or account, your credit score diminishes. This means you need to pay them down. However it does not mean to pay them off and close the account. Keeping the percentage of what you owe on each card to around 10% or less is a good idea.
The people who have the highest scores, use their credit cards monthly and pay them off each month. Usually a credit score needed to buy a So Cal Home is around 640 - 680 in the minimum range. There are some lenders who may go as low as 580. Each Lender is different and has their own criteria.
Bottom Line, to Raise your credit score, pay your bills on time, keep the amount you owe low, and don't Close the accounts.

First Name
Last Name
Phone Number
We only call you when it is beneficial to you.
Please Call Me
Enter ASAP or a Time and Day to discuss your Real Estate needs.
Your Email Address
The information you requested will be emailed to you soon.
City

Choose the City are interested in living in. Add more by email
Housing Price Range

Choose the price range you are comfortable with.
Features

Choose the feature that suits you most. add more by email
I Need to Sell So Cal My Home
Yes or No
I have a home in So Cal and I need to sell it. Enter address
Purchase Time Frame
What is your time frame for purchasing a So Cal Home?
1,2, 3, up to 6 Months.
Are You PreApproved for a Loan
Yes or No? If You are a cash buyer or have a Pre Approved Lender Letter.
I Need to Get Pre-Approved
Yes or No?
Are you 55 or older?
Yes or No? We will include retirement communities in your search.
Hot Deals - VIP Buyer
Would you like to be a VIP Buyer and get Hot Deals on Homes? Yes or No?
so cal homes for sale so cal homes foreclosure help stop foreclosure so cal homes so cal homes networking on line so cal property for sale so cal houses so cal  short sales so cal mls so cal retirement homes so cal foreclosures so cal investment property so cal homes realtor so cal military va homes