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so cal homes

How Much Can I Afford?

When Buying So Cal Home One of your first steps is to Get Pre Approved to see how much you can afford. How much you can afford depends on your income vs your monthly debt. If you make $15/ hour, 30k a year and have no debt you may be likely to be qualified for a 150,000 home. If you make 40k a year and have two car payments a student loan and owe bazillion on credit cards you wont be able to afford a home at all even though some how you scrape by to pay rent and a owning a home may be less per month. However, The best way to figure out how much you can afford, is to go see a Mortgage broker, and bring 8 items, two years tax returns, two months banks statements, two months pay stubs, a social security card, a drivers license, and let them figure it out in about an hour or so.

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